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Obsidian Planning

Obsidian Market Update 10/21/2022

Hi friends!


This week, we’ll take a look at what we can expect to see as far as prices of goods going into the holiday season. Then, what happens to your outdoor exercise walks in the winter? We’ve got advice.


One thing that’s been on everyone’s mind for months now is the effects of inflation, what the Fed will do next, and how the economy will fair leading into the holiday season.


Looking ahead to the winter months, there’s a chance for a potential break from rising prices in some areas. Certain prices are likely to go down, at least in the big retail stores, as a carry-over effect from last year’s supply chain issues. Last year, the major retailers didn’t have enough products and inventory, so they raised prices. This year, they may have to lower prices because these chains have substantial inventory as supply chain issues have eased. They won’t want to be stuck with the inventory, so they could be lowering prices to move merchandise along. This could be great news for consumers.


Continuing the holiday-season-preparedness theme, we thought y’all might like some tips for keeping up your walking routine indoors as days get shorter and colder. Here are some ways you can keep moving:


  • Stairs! Do you live in a house with more than one level? Stairs are your friend. You can push yourself a little without making it too challenging, and it’s easy to keep track of your progress.
  • Outdoor chores–don’t rake leaves (bad for the good bugs), but shoveling snow is a terrific way to stay in shape (but be careful), as is getting those last-minute perennial bulbs planted before the ground freezes.
  • Go to the mall. Remember mall walkers? THEY’RE BACK. Grab some friends, put on your cutest matching tracksuit, and make like your grandma in a nice indoor space with plenty of room to change up your routes.


That’s it for us this week. Take a nice walk, and we’ll be back in your inboxes next Friday.





How We Help


Our team at Obsidian are meeting with clients on a regular basis either in person or virtually still. As you know, we are very big advocates of the financial planning process and the difference it makes in the lives of the families we work with. We commonly say that your plan will always be a rough draft because life is constantly changing. This is why we always review your goals, and accomplishments, to make sure you are headed in the right direction. We met with a couple and revisited what was really important to them focusing on their goals which have changed. Sometimes changing the direction of your goals and your life require revisiting your financial plan and reassessing how your wealth will be accumulated, distributed, and left as a legacy according to your specific wishes. We have found this is a common theme over the past 2 years. If you are finding that your outlook and dreams have changed, there is no better time to come back to the planning table!


Advisory Services offered through Obsidian Personal Planning Solutions, LLC. Securities are offered through Triad Advisors, member ​FINRA/SIPC.​ Obsidian Personal Planning Solutions, LLC, and Obsidian Personal Planning Solutions, Inc, are not affiliated with Triad Advisors.

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